🧾 Maryland Paycheck Calculator
Estimate your take-home pay in Maryland for 2026, after federal income tax, Social Security, Medicare, and Maryland income tax (2% to 6.5%).
On a $75,000 salary, a single filer in Maryland takes home about $58,394 a year in 2026, or $2,246 per biweekly paycheck, after $7,670 in federal income tax, $5,738 in Social Security and Medicare, and $3,199 in Maryland income tax.
Pay Details
Your Estimated Take-Home Pay
Estimate for a filer with no dependents who takes the standard deduction, using 2026 federal brackets, FICA, and Maryland income tax rules as of January 1, 2026. Excludes local taxes, pre-tax deductions, and tax credits. See what is left out below.
Maryland Take-Home Pay by Salary (2026)
Estimated take-home pay in Maryland for a single filer with no dependents who takes the standard deduction. On a $60,000 salary, take-home pay is about $47,904 a year, or $1,842 every two weeks, which is a total tax rate of 20.2% of gross pay.
| Salary | Federal tax | Social Security + Medicare | Maryland tax | Take-home per year | Take-home biweekly |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,061 | $25,224 | $970 |
| $40,000 | $2,620 | $3,060 | $1,536 | $32,784 | $1,261 |
| $50,000 | $3,820 | $3,825 | $2,011 | $40,344 | $1,552 |
| $60,000 | $5,020 | $4,590 | $2,486 | $47,904 | $1,842 |
| $75,000 | $7,670 | $5,738 | $3,199 | $58,394 | $2,246 |
| $100,000 | $13,170 | $7,650 | $4,386 | $74,794 | $2,877 |
| $125,000 | $18,734 | $9,563 | $5,700 | $91,004 | $3,500 |
| $150,000 | $24,734 | $11,475 | $7,042 | $106,749 | $4,106 |
| $200,000 | $36,734 | $14,339 | $9,826 | $139,101 | $5,350 |
Maryland Income Tax Rates for 2026
Maryland has a graduated income tax with 10 brackets, from 2% to 6.5%. The top rate applies to taxable income over $1,000,000 for single filers and $1,200,000 for married couples filing jointly. Rates are as of January 1, 2026.
| Rate | Single: taxable income over | Married filing jointly: taxable income over |
|---|---|---|
| 2% | $0 | $0 |
| 3% | $1,000 | $1,000 |
| 4% | $2,000 | $2,000 |
| 4.75% | $3,000 | $3,000 |
| 5% | $100,000 | $150,000 |
| 5.25% | $125,000 | $175,000 |
| 5.5% | $150,000 | $225,000 |
| 5.75% | $250,000 | $300,000 |
| 6.25% | $500,000 | $600,000 |
| 6.5% | $1,000,000 | $1,200,000 |
- Standard deduction: $3,350 (single), $6,700 (married filing jointly)
- Personal exemption: $3,200 (single), $6,400 (married filing jointly)
How This Estimate Is Calculated
Social Security = min(Salary, $184,500) × 6.2%
Medicare = Salary × 1.45% + 0.9% of wages above $200,000 ($250,000 married filing jointly)
Maryland Tax = Maryland brackets applied to (Salary − state deductions and exemptions), less any personal credit
Take-Home Pay = Salary − Federal Tax − Social Security − Medicare − Maryland Tax
What This Estimate Leaves Out
- Pre-tax deductions such as 401(k) contributions, health insurance premiums, and HSA or FSA contributions.
- Tax credits such as the Child Tax Credit and Earned Income Tax Credit, dependents, and itemized deductions.
- State disability or paid-leave payroll contributions, where a state has them.
- Head of household filers: federal tax uses the head-of-household brackets, but the Maryland tax uses the single-filer schedule, which can overstate it.
- Local income taxes are not included. Counties or cities in Maryland levy their own income taxes; Tax Foundation puts the average effective local rate at about 2.4% of adjusted gross income (2023 data).
- Maryland's personal exemption phases out for single filers above $100,000 and joint filers above $150,000. That phase-out is included.
Sources: federal brackets and standard deduction from IRS Rev. Proc. 2025-32; Social Security wage base from the Social Security Administration; state figures from Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. For exact withholding, check with your employer's payroll department or a tax professional.
Frequently Asked Questions
Does Maryland have a state income tax?
Yes. Maryland has a graduated income tax with 10 brackets ranging from 2% to 6.5% as of January 1, 2026.
How much is $75,000 a year after taxes in Maryland?
A single filer with no dependents earning $75,000 in Maryland takes home an estimated $58,394 a year, or about $2,246 every two weeks. That is after $7,670 in federal income tax, $5,738 in Social Security and Medicare, and $3,199 in Maryland income tax.
What is the Maryland income tax rate for 2026?
Maryland's rates run from 2% to 6.5% across 10 brackets. The 6.5% top rate applies to taxable income over $1,000,000 for single filers.
Is this the exact amount of my paycheck?
No. It is an estimate of a full year's tax for someone with no dependents who takes the standard deduction, divided evenly across pay periods. Your actual paycheck depends on your W-4, pre-tax benefits such as a 401(k) or health insurance, and your employer's payroll setup. It also leaves out the local income taxes that counties or cities in Maryland charge.